FinLedger Raises $8.5M Seed Round to Bring Real-Time Treasury Management to SMBs

NEW YORK, April 11, 2026 /Pitchwire/ /Pitchwire/ — FinLedger, a fintech startup building real-time treasury management software for small and medium-sized businesses, today announced an $8.5 million seed round led by Ribbit Capital, with participation from Y Combinator and angel investors including former Stripe CFO Dhivya Suryadevara.

The platform provides SMBs with capabilities previously available only to large enterprises: real-time cash position visibility across multiple bank accounts, automated sweep rules for optimizing yield on idle cash, and AI-powered cash flow forecasting with 30/60/90-day projections.

"Every Fortune 500 company has a treasury team. Every SMB with $5M–$100M in revenue has a founder checking three different bank apps on their phone," said Priya Narayanan, CEO and co-founder of FinLedger. "We're bringing institutional-grade treasury tools to the companies that need them most and can least afford to mismanage their cash."

FinLedger connects to over 12,000 financial institutions via Plaid and MX, supports multi-currency accounts, and provides automated cash concentration across operating, payroll, and reserve accounts.

The company has been in private beta since January 2026 with 85 SMB customers across e-commerce, professional services, and light manufacturing. Beta users report an average of $47,000 in annualized interest income gained from automated sweep optimization.

FinLedger plans to launch publicly in Q3 2026 with pricing starting at $299/month.